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Share Rates

Annual Percentage Yield is accurate as of April 6, 2020. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Account Type Dividend Rate Annual Percentage Yield (APY) Minimum Balance to Earn Dividend
Capital Share (Money Market)
$500 - $2,499
$2,500 and up
0.15%
0.15%
0.15%
0.15%
$500/$2,500
Tiered Pricing
CU College Draft (Checking for ages 16-25) 0.15% 0.15% No Minimum
Plus Share Draft (Checking with Interest) 0.15% 0.15% $1,500
Prime Time Share Draft (Checking for 50+) 0.15% 0.15% $500
Individual Retirement Account 0.30% 0.30% $100
IRA Advantage 0.35% 0.35% $5,000
Regular Shares
$100 - 2,499
0.05% 0.05% $100
Kid's Club
$5 - Up
$250 - 12 Month CD
0.15%
0.25%
0.15%
0.25%
$5
$250
Christmas Club 0.15% 0.15% $100
Vacation Club 0.15% 0.15% $100

Share Certificate

Annual Percentage Yield is accurate as of September 30, 2020. Rates and other terms may change at any time without prior notice. After your certificate is opened, the interest is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Interest compounded monthly.
  • If you close your share account before interest is paid, you will not receive the accrued interest.
Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance to Earn Interest
6 Month 0.50% 0.50% $2,500
12 Month .60% .60% $2,500
NEW 18 Month .60% .60% $2,500
24 Month .70% .70% $2,500
36 Month .80% .80% $2,500
48 Month 0.80% 0.80% $2,500
60 Month 0.90% 0.90% $2,500

*Rates and Terms are subject to change without notice. Rates shown are effective as of 9/30/2020

For additional information regarding the above accounts, please refer to the Truth-In-Savings Schedule.

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