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Overdraft Protection

Life happens! CGR Credit Union understands that unexpected overdrafts occur from time to time. When you need it, overdraft protection can help.

Overdraft Coverage Options

CGR offers two options for overdraft protection. The choice is yours which coverage you want.

Overdraft Protection

The Credit Union's fee of $28 per item will be deducted from the Return Guard limit.

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

Call us at (478) 745 – 0494 or come by a branch today to learn more about these services.

Ready to sign up? To opt in or out of extended coverage with your debit card, please contact a member service representative.

You can discontinue the Overdraft Protection at any time by contacting us at (478) 745 – 0494.

Report Lost or Stolen Card

The consumer must repay any overdraft on his or her account within 30 days.  If the account remains negative after 30 days, account may be closed at the Credit Union's discretion. CGR Credit Union will cover overdrafts on eligible accounts at their discretion up to $329.95; any amount over the limit will not be covered by the credit union.

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You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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