Loan Rates

Current Loan Rates as of August 1, 2023.

New and Used Automobiles
Current Year (Less Than 15,000 miles)
Term	Annual Percentage Rate (APR)
up to 36 months	5.25% to 17.00%*
up to 48 months	5.40% to 17.50%*
up to 60 months	5.40% to 17.90%*
up to 66 months	5.50% to 18.00%*
up to 72 months	5.75% to 14.00%*
up to 84 months	6.50% to 17.95%*
Used Current Year + 1-3 year old
Term	Annual Percentage Rate (APR)
up to 36 months	5.50% to 17.85%*
up to 48 months	5.50% to 17.90%*
up to 60 months	5.75% to 18.00%*
up to 66 months	6.00% to 15.60%*
up to 72 months	6.25% to 15.85%*
up to 84 months	6.80% to 10.30%*
Used 4-5 Years Old
Term	Annual Percentage Rate (APR)
up to 36 months	6.75% to 17.90%*
up to 48 months	7.05% to 18.00%*
up to 60 months	7.25% to 18.00%*
up to 66 months	7.75% to 16.25%*
Used 6-8 Years Old
Term	Annual Percentage Rate (APR)
up to 36 months	8.00% to 18.00%*
up to 48 months	8.20% to 18.00%*
up to 60 months	8.60% to 18.00%*
Other Collateral Loans
New
Term	Annual Percentage Rate (APR)
up to 36 months	7.90% to 17.50%*
up to 48 months	8.00% to 18.00%*
up to 60 months	8.25% to 18.00%*
up to 66 months	7.75% to 16.25%*
up to 72 months	9.25% to 13.00%*
up to 84 months	9.75% to 13.90%*
Used
Term	Annual Percentage Rate (APR)
up to 36 months	9.00% to 18.00%*
up to 48 months	9.25% to 18.00%*
up to 60 months	9.85% to 18.00%*
up to 66 months	10.10% to 17.10%*
up to 72 months	10.40% to 15.70%*
up to 84 months	11.90% to 17.10%*
Personal Loans
Term	Annual Percentage Rate (APR)
up to 36 months	11.75% to 18.00%*
up to 48 months	12.00% to 18.00%*
Share Secured Loans
Term	Annual Percentage Rate (APR)
up to 60 months	Dividend Rate +3.00%
First Mortgage Loans
Term	Annual Percentage Rate (APR)
Up to 10 Years	Secondary Market Pricing
Up to 15 Years	Secondary Market Pricing
Up to 20 Years	Secondary Market Pricing
Up to 30 Years	Secondary Market Pricing
Fixed Home Equity Loans
Loan to Value (LTV)	Annual Percentage Rate (APR)
90% or Less of Appraised Value	As low as 8.75%***
More than 90% of Appraised Value	As low as 9.50%***
Home Equity Lines of Credit
Loan to Value (LTV)	Annual Percentage Rate (APR)
80% or Less of Appraised Value	As low as 4.00%***
More than 80% of Appraised Value	As low as 4.00%***

Click here for the APR calculator.

*All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please ask a loan officer for details. Rates and terms subject to change without notice

**Your APR may vary based on your creditworthiness and length of time financed (term). Terms from 60 to 180 months are available. Rates and terms subject to change without notice. Please ask a loan officer for details

*** The APR is variable and is based upon an index and a margin. Maximum APR is 18.0%; minimum APR is 4.0%. Margin, rate, and payment amount may vary based on property value, loan amount, creditworthiness, and other factors. Property insurance is required; flood insurance may be required depending on the location of the collateral. Maximum amount financed is 95% of appraised value. Some restrictions may apply. Rates and terms subject to change without notice. Please ask a loan officer for details.