CGR Credit Union
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VISA Credit Cards

At CGR Credit Union, we offer the VISA® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a CGR Credit Union VISA® Card.

You'll enjoy the following benefits:

  • No annual fee
  • ScoreCard™ Rewards - you're automatically enrolled to earn one bonus point for every dollar spent in net retail purchases. Redeem the points for brand-name merchandise and travel rewards including air miles. Browse the store at:
  • 25-day grace period
  • Free travel and accident insurance

To better serve our members, CGR Credit Union has elected to eliminate the point expiration for ScoreCard Rewards. Additionally, CGRCU is proud to offer a cash back reward feature as one of the ScoreCard rewards redemption options. To facilitate these changes, redemption levels for travel have been increased. All changes take effect 06/01/2013.

Please click here to report a lost or stolen CGR Credit Union VISA® Classic, VISA® Secured, VISA® Gold or VISA® Platinum credit card or click here for the credit card payoff calculator.

APR for Purchases

Other APR's
  Cash Advance APR
7.90% 7.90%
9.90% 9.90%
11.90% 11.90%
15.90% 15.90%
17.90% 17.90%

Grace Period for Purchases

Method of Computing Balance for Purchases

Annual Fee

Minimum Finance Charge
25 Days Average Daily Balance
(Including new purchases)
None $0.50

Transaction Fee for Purchases: None
Card Replacement Fee: $5.00
Returned Check/NSF Fee: $25.00
Late Payment Fee: $25.00
Document Copy Fee: $2.50 each copy
Over-the-Credit Limit Fee: $25.00

The information about the costs of the cards described in this application is accurate as of 09/02/2008. This information may have changed after that date. To find out what may have changed, contact the credit union.