Life doesn’t come with a warning system. Car repairs, medical bills, job changes, or unexpected home repairs can hit at any time.

Your paycheck is more than the number that shows up in your bank account—it’s the story of how your money is working for you.

Budgeting is simply a plan for your money. Nothing scary. Nothing complicated. It helps you understand what is coming in, what is going out, and what is left to build the life you want.