Before you head to the dealership, think of financing first with CGR Credit Union.  Shop for a car with the confidence and negotiating power of a cash buyer. Avoid financing with someone you don’t know only to find out later there are hidden fees and conditions, possible penalties or a missed dealer incentive or rebate opportunity. Your CGR Credit Union pre-approved auto loan gets important financing matters out of the way so you can concentrate on the many other decisions you’ll need to make. Being pre-approved means you’ll know how much you are qualified for and what your approximate payments will be. And when you’re ready to buy we’ll finalize the details for you. It’s that simple.  Plus, when you get pre-approved and finance your vehicle at CGR Credit Union you’ll earn $100.00 CASH*!

In addition to offering $100.00 CASH back, CGR Credit Union also offers up to 90-days until your first payment** and rates as low as 1.90% APR***.

*Offer for $100.00 CASH back applies to Vehicle Purchases where member has been pre-approved through CGR Credit Union and finances the vehicle purchase with CGR Credit Union.  Offer not eligible on indirect loans from the dealership.

** Up to 90-days until first payment subject to approval and based on creditworthiness.  Not all borrowers will qualify for extended first payment.

*** APR - Annual Percentage Rate.  APR depending on credit qualifications, vehicle and term.  Rate and Terms subject to change without notice.  Floor rate is 1.90% APR.  Promotion subject to change without notice.