CGR Credit Union
 
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Share Rates

Annual Percentage Yield is accurate as of May 28, 2013. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type Dividend Rate Annual
Percentage
Yield (APY)
Minimum Balance
to Earn Dividend
Capital Share (Money Market)
  $500 - $2,499
$2,500 and up
0.25%
0.35%
0.25%
0.35%
$500/$2,500
Tiered Pricing
CU College Draft (Checking for ages 16-25) 0.15% 0.15% No Minimum
Plus Share Draft (Checking with Interest) 0.15% 0.15% $1,500
Prime Time Share Draft (Checking for 50+) 0.15% 0.15% $500
Individual Retirement Account 0.60% 0.60% $100
IRA Advantage 0.80% 0.80% $5,000
Regular Shares
$100 - Up
0.50%
0.50%
$100
Kid's Club
  $5 - Up
$250 - 12 Month CD
0.50%
0.65%
0.50%
0.65%
$5
$250
Christmas Club 0.15% 0.15% $100
Vacation Club 0.15% 0.15% $100
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Schedule.


Share Certificate Rates

Annual Percentage Yield is accurate as of May 28, 2013. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Account Type
Dividend Rate Annual
Percentage
Yield (APY)
Minimum Balance
to Earn Dividend
Certificates of Deposit
6 Month
0.50% 0.50% $500
12 Month
0.65% 0.65% $500
18 Month
0.65% 0.65% $500
24 Month
0.80% 0.80% $500
36 Month
1.04% 1.04% $500
48 Month
1.19% 1.20% $500
60 Month
1.34% 1.35% $500

*Rates and Terms are subject to change without notice. Rates shown are effective as of  5/28/2013

For additional information regarding the above accounts, please refer to the Truth-In-Savings Schedule.

*No Institutional Deposits Accepted
*Members and Those Eligible for Membership Only Please