CGR Credit Union
 
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Share Rates

Annual Percentage Yield is accurate as of September 30, 2015. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type Dividend Rate Annual
Percentage
Yield (APY)
Minimum Balance
to Earn Dividend
Capital Share (Money Market)
  $500 - $2,499
$2,500 and up
0.25%
0.35%
0.25%
0.35%
$500/$2,500
Tiered Pricing
CU College Draft (Checking for ages 16-25) 0.15% 0.15% No Minimum
Plus Share Draft (Checking with Interest) 0.15% 0.15% $1,500
Prime Time Share Draft (Checking for 50+) 0.15% 0.15% $500
Individual Retirement Account 0.60% 0.60% $100
IRA Advantage 0.65% 0.65% $5,000
Regular Shares
$100 - Up
0.35%
0.35%
$100
Kid's Club
  $5 - Up
$250 - 12 Month CD
0.35%
0.55%
0.35%
0.55%
$5
$250
Christmas Club 0.15% 0.15% $100
Vacation Club 0.15% 0.15% $100
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Schedule.


Certificate of Deposit

Annual Percentage Yield is accurate as of September 30, 2015. Rates and other terms may change at any time without prior notice. After your certificate is opened, the interest is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Interest compound monthly.
  • If you close your share account before interest is paid, you will not receive the accrued interest.
Account Type
Dividend Rate Annual
Percentage
Yield (APY)
Minimum Balance
to Earn Dividend
Certificates of Deposit
6 Month
0.45% 0.45% $500
12 Month
0.55% 0.55% $500
18 Month
0.65% 0.65% $500
24 Month
0.75% 0.75% $500
36 Month
0.90% 0.90% $500
48 Month
1.10% 1.11% $500
60 Month
1.20% 1.21% $500
Advantage Captial Certificate of Deposit (24 months)**
1.05% 1.05% $100,000
20 Month STEP**
0.70% 0.70% $500
30 Month STEP**
0.90% 0.90% $500

*Rates and Terms are subject to change without notice. Rates shown are effective as of  9/30/2015

**Offered only as a rollover rate for existing Advantage Capital Certificate of Deposit holders with no new money allowed to be added.

**STEP Certificate of Deposit allow the member one opportunity to increase the rate to whatever the current 20 (or 30) month rate is  for the remaining maturity of their Certificate of Deposit. (i.e. for example:  member takes a 20 month Step  at .85% and 12 months later the 20 month rate goes to 1.10% - member elects to step up to the 1.10% for the remaining months on the Certificate of Deposit = 8 months at 1.10%).

For additional information regarding the above accounts, please refer to the Truth-In-Savings Schedule.

*No Institutional Deposits Accepted
*Members and Those Eligible for Membership Only Please