New and Used Automobiles

Current Year (Less Than 15,000 miles) Term Annual Percentage Rate (APR) up to 36 months 2.19% to 18.00%* up to 48 months 2.29% to 18.00%* up to 60 months 2.49% to 18.00%* up to 66 months 2.49% to 18.00%* up to 72 months 3.29% to 18.00%* up to 84 months 4.59% to 18.00%*       Used 1-2 Year Old (2012 and 2011) Term Annual Percentage Rate (APR) up to 36 months 2.35% to 18.00%* up to 48 months 2.45% to 18.00%* up to 60 months 2.55% to 18.00%* up to 66 months 2.75% to 18.00%* up to 72 months 3.25% to 18.00%*       Used 3-4 Year Old (2010 and 2009) Term Annual Percentage Rate (APR) up to 36 months 3.30% to 18.00%* up to 48 months 3.50% to 18.00%* up to 60 months 3.90% to 18.00%* up to 66 months 4.75% to 18.00%*       Used 5 Year Old (2008 and Older) Term Annual Percentage Rate (APR) up to 36 months 5.00% to 18.00%* up to 48 months 5.25% to 18.00%* up to 60 months 5.50% to 18.00%*

Motorcycle, ATV, Boat and RV Loans

New (2013 and 2012) Term Annual Percentage Rate (APR) Up to 36 months 5.75% to 18.00%* Up to 48 months 5.85% to 18.00%* Up to 60 months 6.05% to 18.00%* Up to 66 months 6.05% to 18.00%* Up to 72 months 6.85% to 18.00%* Up to 84 months 8.00% to 18.00%*       New (2011 and Older) Term Annual Percentage Rate (APR) Up to 36 months 6.50% to 18.00%* Up to 48 months 6.60% to 18.00%* Up to 60 months 6.80% to 18.00%* Up to 66 months 6.80% to 18.00%* Up to 72 months 7.60% to 18.00%* Up to 84 months 8.75% to 18.00%*

Signature/Unsecured Loans

Term Annual Percentage Rate (APR) Up to 36 months 9.00% to 18.00%* Up to 48 months 10.00% to 18.00%*

Share Secured Loans

Term Annual Percentage Rate (APR) Up to 60 months Dividend Rate +3.00%

First Mortgage Loans

Term Annual Percentage Rate (APR) Up to 10 Years 3.25%** Up to 15 Years Secondary Market Pricing Up to 20 Years Secondary Market Pricing Up to 30 Years Secondary Market Pricing

Fixed Home Equity Loans

Term Annual Percentage Rate (APR) 90% or Less of Appraised Value As low as 4.00%*** More than 90% of Appraised Value As low as 5.00%***

Home Equity Lines of Credit

Term Annual Percentage Rate (APR) 80% or Less of Appraised Value As low as Prime -0.25%**** More than 80% of Appraised Value As low as Prime +0.00%**** Floor Rate of 4.00%

Click here for the compound interest calculator or click here for the APR calculator.

* All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please ask a loan officer for details. Any increase in the APR will result in more payments of the same amount. Rates and terms subject to change without notice.

**Maximum amount financed is 95% of appraised value.  All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please ask a loan officer for details.  Rates and terms subject to change without notice.

*** As low as rate is for 60 month term. Creditworthiness and length of time financed (term) determines APR. Terms up to 180 months are available.

****Prime Rate is a variable rate; as it changes, the APR on your account will also change.