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Loan Rates

Current Loan Rates as of May 28, 2013

New and Used Automobiles
Current Year (Less Than 15,000 miles)
Term
Annual Percentage Rate (APR)
up to 36 months
2.10% to 18.00%*
up to 48 months
2.20% to 18.00%*
up to 60 months
2.30% to 18.00%*
up to 66 months
2.40% to 18.00%*
up to 72 months
3.15% to 18.00%*
up to 84 months
4.40% to 18.00%*
     
Used 1-2 Year Old (2013 and 2012)
Term
Annual Percentage Rate (APR)
up to 36 months
2.25% to 18.00%*
up to 48 months
2.35% to 18.00%*
up to 60 months
2.45% to 18.00%*
up to 66 months
2.65% to 18.00%*
up to 72 months
3.15% to 18.00%*
     
Used 3-4 Year Old (2011 and 2010)
Term
Annual Percentage Rate (APR)
up to 36 months
3.20% to 18.00%*
up to 48 months
3.40% to 18.00%*
up to 60 months
3.80% to 18.00%*
up to 66 months
4.65% to 18.00%*
     
Used 5 Year Old (2009 and Older)
Term
Annual Percentage Rate (APR)
up to 36 months
5.00% to 18.00%*
up to 48 months
5.25% to 18.00%*
up to 60 months
5.50% to 18.00%*
     
Motorcycle, ATV, Boat and RV Loans
New (2014 and 2013)
Term
Annual Percentage Rate (APR)
Up to 36 months
5.75% to 18.00%*
Up to 48 months
5.85% to 18.00%*
Up to 60 months
6.05% to 18.00%*
Up to 66 months
6.05% to 18.00%*
Up to 72 months
6.85% to 18.00%*
Up to 84 months
8.00% to 18.00%*
     
New (2012 and Older)
Term
Annual Percentage Rate (APR)
Up to 36 months
6.50% to 18.00%*
Up to 48 months
6.60% to 18.00%*
Up to 60 months
6.80% to 18.00%*
Up to 66 months
6.80% to 18.00%*
Up to 72 months
7.60% to 18.00%*
Up to 84 months
8.75% to 18.00%*
     
Signature/Unsecured Loans
Term
Annual Percentage Rate (APR)
Up to 36 months
9.00% to 18.00%*
Up to 48 months
10.00% to 18.00%*
     
Share Secured Loans
Term
Annual Percentage Rate (APR)
Up to 60 months
Dividend Rate +3.00%
     
First Mortgage Loans
Term
Annual Percentage Rate (APR)
Up to 10 Years
Secondary Market Pricing
Up to 15 Years
Secondary Market Pricing
Up to 20 Years
Secondary Market Pricing
Up to 30 Years
Secondary Market Pricing
     
Fixed Home Equity Loans
Term
Annual Percentage Rate (APR)
90% or Less of Appraised Value
As low as 4.00%***
More than 90% of Appraised Value
As low as 5.00%***
     
Home Equity Lines of Credit
Term
Annual Percentage Rate (APR)
80% or Less of Appraised Value
As low as Prime -0.25%****
More than 80% of Appraised Value
As low as Prime +0.00%****
Floor Rate of 4.00%

Click here for the compound interest calculator or click here for the APR calculator.

* All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please ask a loan officer for details. Any increase in the APR will result in more payments of the same amount. Rates and terms subject to change without notice.

**Maximum amount financed is 95% of appraised value.  All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please ask a loan officer for details.  Rates and terms subject to change without notice.

*** As low as rate is for 60 month term. Creditworthiness and length of time financed (term) determines APR. Terms up to 180 months are available.

****Prime Rate is a variable rate; as it changes, the APR on your account will also change.