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Debit/Check Card Services

CGR Credit Union MasterMoney Debit Card

A MasterMoney™ Debit Card is an ATM card with an important difference: it carries the MasterCard logo which allows you to use your card to pay for purchases at over 15 million places worldwide. Each purchase made with the MasterMoney card will be deducted directly from your Share Draft Checking account. Tracking your monthly spending is easier than ever because each debit card purchase is listed on your monthly draft statement.

With our MasterMoney Debit Card:

  • You can use any ATM terminal with the MoneyPass®, CO-OP® and SUM® logos
  • There is no fee for unlimited use of ATM terminals that your credit union owns.
  • You can make six transactions per month with no CGR Credit Union transaction fee if you use your card at other financial institutions*. However, other financial institutions may impose surcharges for the use of their machines.
  • Account access through Timely Teller, our 24-hour telephone response system, and E-Branch/Home Banking, our internet account access system.

*Up to 6 free ATM transactions per month with NO backend fee ($1.00 per withdrawal thereafter).

Important Security Features of your MasterMoney Debit Card:

MasterCard SecureCode - Added protection that keeps transactions private.

MasterCard SecureCode is a private code for your MasterCard account that you can use when you're shopping online. Only you and your financial institution know what your code is – retailers aren't able to see it. So you can trust that your transactions get independent approval every time.  Click here to register.

MasterCard SecureCode

Important Tips to Help Prevent Debit Card Fraud:

  • Check your monthly statements immediately.  Make sure all payments are yours. 
  • Periodically check your account balance and transactions, by utilizing online banking, by telephone, or by printing interim statements at the ATM.  
  • Contact the credit union immediately if your card is lost, stolen or subject to fraudulent use. 
  • Keep a record of card numbers, PINs, expiration dates and 1-800 numbers for financial institutions so you can contact the issuer easily in cases of theft. 
  • Memorize your PIN number.  Do not use your birth date, address, phone number or social security number.  Never store your PIN with your card, and do not make it available to others. 
  • Keep your receipts.  You'll need them to check your statement.  If they have your account number on them, tear up or shred receipts before throwing them away. 
  • Mark through any blank spaces on debit slips, including the tip line at restaurants, so the total amount cannot be changed. 
  • Know your limits.  Many issuers limit daily purchases and withdrawals for your protection. 
  • Do not use an ATM if it looks suspicious, it could be a skimming device. 
  • Be wary of those trying to help you, especially when an ATM "eats" your card, they may be trying to steal your card number and PIN. 
  • Do not give your PIN number to anyone over the phone, often thieves steal the cards and then call the victim for their PIN, sometimes claiming to be law enforcement or the issuing bank. 

Click here to report a lost or stolen CGR Credit Union Debit/Check card.